A car is an expensive investment and animal accidents can easily damage your vehicle. This is why it is vital to have auto insurance that offers protection against such mishaps. However, some drivers are unaware of the coverage that can protect them from losses when they hit a deer. For example, what kind of insurance do you need to repair your vehicle after your car hits a deer?

How rules and regulations vary from state to state

A deer crossing the road.
A deer crossing the road | Getty Images

Each state has its own set of rules and regulations regarding car insurance, including possible deductibles and coverage requirements. For example, in some states, if you have the state’s minimum coverage, you may not be covered in the event of a deer accident.

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