You have most likely been the victim of car damage or perhaps witnessed such a crime in progress and wondered if your car insurance covers vandalism. Differentiating between the distinct acts of vandalism and the role of auto insurance in such cases is vital when making a claim.

What constitutes vehicle vandalism?

Vandalism spray paint on a blue model Porsche supercar in London, UK
A vandalized Porsche | Keith Mayhew/SOPA Images/LightRocket via Getty Images

In property crime, vandalism is a crime that occurs when a person’s assets are destroyed. Often there is no physical threat against an individual, but such actions have serious financial and security consequences.

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